Establishing Public Independence from the Business of "Banking"

To promote the conditions that enable economic growth and stability, the federal government will begin phasing out its role of centralizing a "borrowing & lending" function in favor of supplying a system-wide measuring function that protects financial markets from privileged access, false information, and systemic-risk. The efficient allocation of capital depends on easily-accessible, verifiable rates of return; NOT legally-defined business models such as 12 U.S.C. § 1841 (c). Therefore, to protect the integrity of the financial system, the U.S. Treasury is instructed to release a payment app to the public that empowers individuals to pay one another directly through an accounting system instead of a "banking" system. Visit systemaccounting.org for a full demonstration & explanation.